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What Are a Property Manager's Responsibilities After a Flood?

Last updated October 26, 2026

The short answer

Safety First

Your immediate responsibility is the safety of tenants and anyone on the property. Shut off electricity and gas if it is safe to do so, and keep people away from flooded areas. Watch for slippery floors, exposed wires, or structural damage.

If anyone feels unwell or is injured, see that they get medical attention. Do not enter standing water if there is any chance of electrical hazard. Your calm, careful actions set the tone for how the situation is handled.

Document the Damage

Take clear photos and videos of every affected area before any cleanup begins. Note the water level, the source if known, and the date and time. This record is essential for insurance claims and for planning the restoration work.

List damaged items, including furniture, appliances, and personal belongings. Keep receipts for any emergency purchases you make, such as fans or dehumidifiers. Good documentation prevents disputes later and helps the pros understand the scope of the job.

  • Photograph each room from multiple angles
  • Record the depth of water in each area
  • Note any visible mold or musty smells
  • List every damaged item with its condition
  • Save all receipts for cleanup supplies
  • Keep a written log of actions taken

Notify the Owner and Insurer

Contact the property owner as soon as possible with a clear summary of the situation. Share your photos and notes so they can make informed decisions. The owner may need to file a claim or authorize emergency work.

Call your insurance company without delay. Ask what your policy covers and what steps they require. Policies vary, and your insurer decides what is covered. Keep a record of every call, including the name of the person you speak with.

Arrange for Professional Cleanup

Once safety is handled and documentation is done, bring in local water damage pros to assess and dry the property. They have the equipment and experience to remove water, dry walls and floors, and prevent mold. Delaying this step can lead to more damage and higher costs.

Work with the pros to understand the scope of the work, including what can be saved and what must be removed. Ask about the drying process and what you can expect. Keep tenants informed about the schedule and any temporary changes to their living spaces.

  • Ask for a clear plan of action
  • Confirm what personal property can be restored
  • Check on drying progress daily
  • Keep tenants updated on access and safety
  • Coordinate with repair professionals as needed
  • Track all work and communication in writing

Communicate with Tenants

Your tenants need clear, honest information about the flood and the next steps. Tell them what areas are off-limits, how to stay safe, and when they can expect updates. Good communication reduces confusion and helps everyone feel more secure.

Provide a written notice with any temporary rules, such as avoiding certain rooms or turning off utilities. If the flooding affects habitability, discuss alternative arrangements. If you live in Newark, keep a list of local contacts for quick reference in future emergencies.

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Frequently asked questions

How soon should I call the insurance company?

Call as soon as you have documented the damage and ensured safety. Early notification helps the claims process move smoothly. Your insurer can tell you what they need and whether you should wait for an inspection before starting cleanup.

Can I throw away damaged items right away?

Do not discard anything until you have photographed it and noted its condition. Some items may be salvageable, and your insurer may want to see them. Once documented, you can remove water-damaged materials that pose a health risk, like soaked carpet or drywall.

What if tenants want to return to their units?

Only allow tenants back when it is safe, meaning no standing water, no electrical hazards, and no structural concerns. The pros can tell you when drying is complete. If there is any doubt, keep the area closed and provide clear reasons for the delay.

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