What Does Hail Damage to a Roof Really Look Like?

On asphalt shingles, hail impact typically creates a circular or irregular dark area where the protective granules are knocked loose. This bruising can look like a small bald patch, and the shingle may feel soft or spongy when pressed. Over time, these spots can lead to cracking and water penetration.

Check the ridge caps and the edges of the roof, as these areas are more exposed and often show damage first. Also look for loose granules in your gutters or on the ground near downspouts, which can signal that shingles have been struck. If you see these signs, consider having a professional inspect the roof.

• Dark, round spots on shingles
• Granules collecting in gutters
• Cracked or split shingles
• Soft or spongy spots when pressed
• Bare fiberglass mat showing
• Shingles with missing corners

You can begin your own inspection from the ground using a pair of binoculars. Look for uneven shingle lines, missing shingles, or granules on the ground. Also check your yard and driveway for small, dark granules that have washed off the roof, which is a common clue after a hailstorm.

Inspect your downspouts and gutters for an unusual amount of granules or debris. If you have a garden hose, you could gently spray the roof from the ground to see if water penetrates, but avoid doing this if you suspect serious damage. A ground check gives you a good starting point before calling in a professional.

Documenting the damage is important if you plan to file an insurance claim. Take clear photos of any visible dents, cracks, or granule loss, and note the date of the hailstorm. Keep any receipts for temporary repairs, such as tarping, and write down what you observed. This record helps your insurance company understand the situation.

Policies vary, and your insurer decides what is covered. A thorough visual record can make the process smoother. If you live in Newark, keep your documentation in a safe place along with your policy details. The pros can explain what they see, but they are not involved in filing your claim.

• Take photos from multiple angles
• Note the storm date and time
• Collect fallen granules as evidence
• Save receipts for any temporary work
• Write down all visible signs
• Keep a copy of your insurance policy